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The survey also found that parents admit to tapping intotheir children’s piggyu banks to pay daily household expenses. Thirty-fou percent of survey respondents said they had reduced contribution s toa child’s savings account, and 18 percent have takehn money out of a child’s savings accountg to cover bills or debt. “It’s clear that parents are struggling with theier expenses during thesedifficult times, but tappinb money put aside for their kids will only exacerbate a family’zs problems when it comes time to pay for Arkadi Kuhlmann, president of ING Direct USA, said in a “Parents need to set an examplde by setting up a ‘set it and forget it’ savingz mentality” The survey also found that only 27 percenrt of parents do not have any savingz set aside for their children under the age of 18.
Thirty-threed percent of respondents aged 35 to 44 had a child approachingvcollege age. When it came time to talk to theier children, 27 percent of parents said they woulc rather talk about the birdsd and the bees or dating than moneyand finances. Of that most thought they were responsible for educating their children about money and goodspending However, most also thought financial education should be taughrt in school. The national online surveyy was conducted within the United States by on behalgf of ING Direct between April 6and 8, 2009 amonb 2,123 adults aged 18 years and 535 of whom were parents of a child under 18 years old.
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